Bulk Credit & Ledger Management for Wholesale Businesses

Track retailer credits, organize daily distribution ledgers, and simplify monthly payment collection. The most powerful free khata app designed for wholesale merchants.

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1K+
1,000+ businesses trust
Rupaya Khata daily.
100% Free Forever No Ads, Just Business
Dashboard
Dashboard
Give credit
Give credit
Receive Payment
Receive Payment
Protect Working Capital

Stop cash flow bottlenecks in wholesale distribution.

Wholesalers deal with hundreds of retail buyers and complex payment terms. Slow collections and math errors in paper books block working capital and delay restocking.

The Old Notebook Way
!
Retailer Accounts Chaos
Managing accounts for 200+ retailers in paper diaries leads to constant matching disputes and slower checkout speeds at the counter.
!
Blocked Capital Bottlenecks
Retailers delay payments because they don't receive timely reminders, causing working capital shortfalls for bulk purchases.
The Wholesaler Digital Way
✓
Unlimited Retailer Ledgers
Log as many distributor and retailer profiles as you need. Run reports and monitor overall outstandings instantly.
✓
Active Payment Collection
Nudge retail buyers automatically with professional WhatsApp ledger statements, speeding up collections by 40%.
Simple as WhatsApp

Manage your shop in 3 easy steps

1

Add Your Customer

Enter the customer's name and phone number. It takes just 10 seconds.

2

Record Udhaar

Enter the credit amount. It’s saved instantly with date and time.

3

Send Reminder

Politely remind them on WhatsApp and get your money back faster.

Wholesale Benefits

6 Keys to Grow Your Business

Discover the key benefits of moving away from traditional bookkeeping. Optimize your collections and scale daily cash flow securely.

Retailer Credit Lines
Manage separate accounts for hundreds of retail shops. Monitor individual credit histories and outstanding statements at a single glance.
Bulk PDF Statements
Generate and export detailed monthly ledger reports. Instantly resolve retailer matching disputes with clear payment logs.
High-Speed Search
Find any customer profile in 2 seconds out of thousands of retailer accounts. Keep the wholesale billing counter running at maximum speed.
Working Capital Protection
Recover dues 3x faster to maintain smooth working capital. Settle supplier and restock bills on time without financial delays.
Excel Sheet Export
Export all transaction details and totals to a CSV or Excel file. Share records directly with accountants for tax reconciliation.
Zero Counter Interruption
Record credit logs with a completely clean, ad-free experience. Avoid popups and subscription blocks during busy distribution hours.

What Business Owners Say

★★★★★

We sell in bulk to 200+ retailers. Tallying ledger entries manually was slow. Rupaya Khata has completely organized our collections and helped us recover our dues 3x faster.

AA
Amit Agarwal
Owner, Agarwal Garment Wholesalers
★★★★★

The Excel ledger export is perfect for our monthly auditing. Tallying accounts matches our systems perfectly every month, and the search speed is excellent even with thousands of retailer files.

GV
G. Vasudevan
Director, Vasudevan Distributors
★★★★★

The clean ad-free experience is a blessing. No popups or subscription traps when processing huge retailer bills at the counter. Truly designed for serious wholesale operations.

SS
Sanjay Shah
Partner, Shah & Sons Wholesalers

Frequently Asked Questions

How does Rupaya Khata handle wholesale scales of credit? +
The app supports unlimited customer profiles, logs high-value transaction amounts, aggregates total outstanding balances on the dashboard, and handles audits via PDF exports.
Can I export data to Excel or Tally for accounting? +
Yes, you can generate detailed Excel or PDF reports of your overall shop ledger or specific customer history and share it directly for tax reconciliation.
Is there a fee for adding unlimited retailers? +
No. Rupaya Khata is 100% free with no limits on the number of retailer profiles or transaction entries you can record.
Can multiple agents log transactions on their phones? +
Yes! You can log in to the same account using your primary phone number on multiple devices, allowing your delivery agents or bookkeepers to record entries simultaneously.
Does the app support logging partial invoice payments? +
Yes, you can log payment installments. The app automatically calculates the updated balance and displays the transaction history log.
Is my wholesale business data secure? +
Yes. All transactions are securely encrypted and backed up to cloud servers, protecting your business from data loss due to device damage or theft.
Can I use it offline while delivering goods in rural areas? +
Yes. You can record payments and log credit offline. All entries will automatically synchronize with the cloud once you reach a network area.
How do I send bulk statements to retailers? +
You can generate a comprehensive PDF statement for any customer profile and send it via WhatsApp or email with a single tap, providing complete transaction transparency.
Start Now

Ready to take your business digital?

Join thousands of Indian businesses who have stopped using paper diaries.

DOWNLOAD FREE Google Play
Coming Soon
DOWNLOAD ON THE App Store