India's Smartest Udhar Khata & Billing App for Shopkeepers.

Track customer udhar, create professional bills, collect payments faster, and manage your business from one simple app.

DOWNLOAD FREE Google Play
Coming Soon
DOWNLOAD ON THE App Store
RK
MS
AJ
PK
1K+
1,000+ businesses already
recovering payments daily
100% Free Forever Zero Ads & Spam
Dashboard
Dashboard
Give credit
Give credit
Receive Payment
Receive Payment
The Credit Problem

Stop letting udhaar kill your cash flow.

Tracking business credit manually is the biggest reason for payment delays and losses. Switch to the smarter way.

Without Rupaya Khata
!
Forgotten Debts
Small entries often get missed in the diary, leading to thousands of rupees in "hidden" losses every year.
!
Awkward Reminders
Calling customers for money is uncomfortable. Most businesses avoid it and lose out on their own money.
With Rupaya Khata
✓
Crystal Clear Ledger
Every rupee is recorded with a date and time stamp. Share transaction receipts as proof instantly.
✓
Polite Auto-Reminders
The app sends professional WhatsApp messages. Your customers pay faster, and your relation stays strong.
Simple as WhatsApp

Recover payments in 3 easy steps

1

Add Customer

Enter their name and phone. Takes less than 10 seconds to get started.

2

Record Credit

Enter the amount. The app saves the date and time automatically for you.

3

Send Reminder

Share a professional WhatsApp reminder and watch your bank balance grow.

Powerful Tools

Superior Udhaar Management

Best Feature
WhatsApp Reminders
Send professional payment reminders in one tap. Your customers get the exact amount and a payment link.
Business History
Complete, organized history for every single udhaar transaction. No more disputes or confusion with customers.
PDF Shareable Reports
Export detailed credit reports as official PDF documents. Share with customers to clear their accounts easily.
Auto Cloud
Safe & Simple Sync
All your udhaar records are backed up automatically. Change phones anytime and your data will follow you instantly.
Works Offline First
No internet at your shop? No problem. Record credit entries offline. They'll sync automatically later.
Value Guarantee
100% Free & No Ads
Experience a clean, professional bahi-khata. No monthly fees, no hidden charges, and absolutely no annoying ads, ever.

Trusted by 1000+ Businesses

★★★★★

"I recovered over ₹50,000 in just 2 weeks using these reminders. Best app for credit tracking!"

RK
Rahul Kumar
Kumar Wholesalers
★★★★★

"No more awkward phone calls. The WhatsApp reminders are professional and very effective."

SA
MD Saud Alam
Digital Gramin Seva
★★★★★

"Syncing between phones is magic. I lost my phone but didn't lose a single rupee of my data."

AJ
Anjali Jain
Jain Pharmacy

Common Questions

Will I lose my udhaar records if I lose my phone? +
No. All your data is securely backed up to the cloud. Just log in with your primary phone number on a new device to restore everything.
Can I use this for multiple customers at once? +
Yes, Rupaya Khata allows you to add as many customers as you need and track their individual credit history separately.
How secure is the PIN lock feature? +
Extremely secure. Our PIN and Fingerprint locks are integrated with your phone's native security systems. Only you can access your business records, even if someone else has your phone.
Can customers also see their udhaar balance? +
Whenever you send a WhatsApp reminder, the customer receives a professional summary of their balance. This builds trust and ensures there is no confusion during final payment.
What if I change my phone number? +
You can easily update your profile. We recommend backing up your data to the cloud before changing your number to ensure a smooth transition.
Start Now

Ready to take your business digital?

Join 1,000+ businesses who have already recovered crores of udhaar.

DOWNLOAD FREE Google Play
Coming Soon
DOWNLOAD ON THE App Store