AI Ledger Intelligence

Customer Payment
Risk Analyzer.

Predict payment defaults, analyze credit aging, and get AI-powered cash recovery plans built for shopkeepers.

Auditing aging profile...
AI is calculating default probability

Customer Risk Assessor

Fill in outstanding ledger details to calculate the default risk score.

₹

Risk Score Dashboard

Enter the customer metrics on the left and tap analyze to calculate risk factors.

0%
Default Risk
Low Risk

Customer behavior assessment

Analyzing data...

Build Payment Trust Instantly
Payment delays happen when customers forget paper entries. Sharing Rupaya Khata's Live Digital Statement Link creates transparency, eliminates arguments, and speeds up payment collection by 3x.
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Copy Recovery Message

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Why Use the Customer Risk Analyzer?

Stop losing money to bad udhaar. Our AI helps you predict and prevent defaults.

Identify Risky Customers

Before extending large credit amounts, check the customer's score to avoid bad debt and serial defaulters.

Save Time on Collections

Stop calling everyone. The AI tells you exactly which overdue accounts need your urgent attention today.

Smart WhatsApp Templates

Instantly generate professional, AI-crafted collection messages that prompt fast payment without ruining relationships.

Automate Your Business with AI.

Stop doing math manually. Download Rupaya Khata to automatically track udhaar, manage stock, and view real-time business health.

Download Rupaya Khata